We create opportunity by removing financial stress.
Deciding to pursue further education is exciting, but it can also be a stressful experience. You may feel burdened by the prospect of taking on excessive student debt or unsure how to manage jobs while studying. Leif removes these barriers to education and creates the opportunity for you to succeed in the pursuit of your education. Through an Income Share Agreement (ISA), you do not pay tuition until you land a well-paying job.
ISAs align the incentives of your school with your success. The biggest advantage of financing your education with an ISA is that the payments adjust to what you can afford based on your income. If you fall on hard times and lose your job, you pay nothing; no fear of default.
Leif enables you to fund your education with an Income Share Agreement . An ISA is a contract between you and your school that allows you to attend school without paying any tuition upfront. Once you graduate and are earning above a predefined minimum income, you agree to pay a small percentage of your income for a fixed period of time, with a predetermined cap. Plain and simple.
1. Find a partner school
2. Apply for your ISA online in minutes
3. Leif works with your school to ensure that 100% of your tuition costs are covered
4. Go to school
5. When you land a job paying $40k or more, you pay 10% of your income for 3 years*
6. Enjoy a brighter future
*Specific terms for individual schools may vary
Fair Payment Start
Our ISA only requires payments when you are employed and making above a certain amount. If you are unemployed or not earning enough, you pay nothing.
No Cosigner Required
Our ISA does not require a cosigner. We believe in your ability to succeed on your own.
No Fee Model
We don't believe in fees.